Liability Insurance

Running a business is not easy and can be fraught with my risks  and issues. To protect your interests there are a number of liability insurances to cover you, your business and your staff.  These include:

Public Liability Insurance.

  • If you allow the general public access to your premises, look after any public items or conduct your business amongst the public you can be liable for injury or damage to the public. To protect yourself and your company from this you need Public Liability Insurance. 
  • With too easy access to ‘no win no fee’ legal services, the likelihood of the general public claiming compensation increases dramatically. When proved that you are at fault the damages can be rather large.

Why choose Lionheart Insurance's Public Liability Insurance?

  • Provides financial cover for legal and compensation costs if your business is found to be at fault
  • Affordable Public Insurance cover for all professions
  • Can easily be combined with Employers Liability Insurance from Lionheart Insurance

Employers Liability Insurance.

  • If you employ staff, be it full time, part time or voluntary you should have employers’ liability insurance, covering a minimum of £5 million. This is a legal requirement, resulting in a fine if it is not in place
  • With too easy access to ‘no win no fee’ legal services, the likelihood of employees claiming compensation increases. If it can be proved that you/ your business is liable
  • Your employers’ liability could be needed even if the employee is a volunteer or self employed if working under your/ your company's supervision.

Why choose Lionheart Insurance's Employers' Liability Insurance?

  • Legal and compensation costs are covered if you are sued by a staff member due to injury or illness from a work related incidence
  • Covers all staff members regardless part time, full time or voluntary
  • Make it part of your Liability Insurance Package to compliment your Public Liability Insurance and save money.

 

Directors & Officers Liability Insurance.

  • For all directors and senior manager (officers of the company) are potentially liable  for negligence conducted on behalf of company business.
  • Just because the company is limited, with limited liability, the Directors & Officers of the business are not and can be sued separately
  • All fines against you levied through this sueing is your responsibility - you could lose all of your assets including your home

Why choose Lionheart Insurance's Directors & Officers Liability Insurance?

  • Legal and compensation costs are covered if you are sued as a Director or Officer of the business
  • Named individuals are covered
Unsure whether you need any or all of the above Liability Insurance? Please give us a call, no obligation, on 0800 917 5227 or mobiles call 0121 380 0930.

Let Lionheart Insurance take care of your Liability Insurance