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Motor Trade Policies, from Lionheart Insurance, are selected to meet your needs.
Please complete the details below in order for us to give you an accurate quote.
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No of Accidents/ Claims
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No of Convictions
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Any Disabilities Notify DVLA
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Additional Drivers
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Type of Cover
Type of Cover
Fully Comprehensive
Third Party, Fire and Theft
Third Party Only
Risk Type
Road Risk
Combined Risk
Third Party Only
Home
Motor Trade
Commercial
Bike
Property
Car
Contact
Young Drivers Motor Trade Insurance Most insurance companies need Motor Traders to be at least 25 years old to qualify for a Motor Trade Insurance policy. Lionheart Insurance are in a position to offer Young Motor Trade Drivers of at least 23 years old to be able to qualilfy as a policy holder. Furthermore, those Motor Traders who are 21 or above can qualify as a named driver for some insurance companies, though this is a limited insurance market. Give us a call on 0800 917 5227 or calling from a mobile 0121 380 0930 We will run through your options with you Lionheart Insurance, specialists in Motor Trade Insurance.
Motor Trade Insurance additional drivers Motor Trade Insurance policies typically will support up to 4 drivers in total. If you are looking for more, please call us so we can ensure you are looking for the best policy. 0800 917 5227 or 0121 380 0930 Remember the vehciles need to be in the policy holders name otherwise they will not be covered!
Proof of Trading More and more insurance companies are looking for Proof of Trading to discourage ficticious Motor Traders taking out motor trade insurance to get cheap car insurance. The typical proof of trading is: Motor traders - receipts of car sales Mechanics - receipts of car parts Car Valeters - receipts of cleaning products Typically 6 proof of trading will be required, which have taken place in the last 12 months.
Accidents & Convictions Accidents need to include Fault and Non Fault, all in the last 5 years Convictions need to indicate the number of motoring convictions received and pending over the last 5 years
Type of Cover Insurance Cover can be organised which is Fully Comprehensive Insurance; Third Party, Fire & Theft Insurance cover; Third Party only insurance cover. Fully Comprehensive insurance provide insurance cover for not only the vehicle you hit (Third Party) but will also insure your vehicle, even if you are at fault in the accident. This insurance policy is typically the most expensive insurance. Third Party, Fire & Theft insurance provides insurance cover for third parties, the theft of your vehicle and insurance cover in the event of an electrical fire. It does not cover you for arson. Third party insurance cover provides the minimum legal cover all vehicles need to have. Please remember, since 1st June 2011, all registered vehicles must either have valid insurance or be decalred SWORN. Call us on 0800 917 5227 or 0121 380 0930 if we can help you with any of the above explanations Lionheart Insurance
Risk Type There are two basic motor trade insurance types available. These are Road Risk and Combined Insurance Road Risk simply covers the vehicles that are owned by the Insurance Policy Holder. Named drivers will be covered under this insurance policy, where applicable however the insured vehicles need to be owned by the policy holder(s). Vehicles that are in the name of the named driver(s) will NOT be covered. Combined Insurance will provide insurance cover for both vehicles and for premises. Not only the building can be covered with insurance but also tools can be covered. These tools can be wenches, inspection platforms, diagnostic tools, computers. It is always wise to understand what cover is provided with your tools, be it theft, breakage etc.
